There are a number of ways to structure a property investment loan, including
CASH FUNDS FOR DEPOSIT
This is where you provide funds for your deposit without using equity in a property you already own.
AN INVESTMENT LOAN USING THE EQUITY IN YOUR HOME
If you have equity in your current home, you may be able to use that as the deposit for your next investment property. Investment loans can be set up differently to a standard home loan, so it’s important you understand the possible advantages and disadvantages before applying.
Commercial loans, although very different from a standard investment loan, may also be an option available to you. Speak to your finance broker about whether this type of loan is appropriate.